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Credit Card Processing St.Louis
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ST.LOUIS CREDIT CARD PROCESSING COMPANIES NEAR..
Every business needs to be able to accept credit cards and debit cards
but the process of choosing a credit card processing company for your small business can be
overwhelming. So many companies, similar services, and a lot of complicated language.
Here at Pay-triot in St.Louis, we've been reviewing credit card processing companies for over 10 years.
So let's walk you through your best option!
Every day, we hear from small business owners, just like you, the same question:
"Which merchant services solution is best for my business?"
Well, there is no simple answer.
We have made a list of the 7 top credit card processing companies,
according to our editorial guidelines. Also at the end of the video, we'll share a little bonus on why
choosing a credit card processing machine really matters.
But before we let the cat out of the bag,
subscribe to our channel and click the bell to get notified when a new video is up! And now in no particular order,
Our sub 7 picks include: Payment Depot -Fattmerchant - Payment Cloud -
National Processing - Square Payments - Dharma Merchant Services and CDG Commerce.
Payment Depot is best known for its use of subscription or its membership based pricing,
which is a spin-off of the interchange plus model. Plus it has a reputation for open honest
sales practices and
excellent customer support, which puts it ahead of many competitors and if you're not sure about
interchange fees, pop over
our interchange fees explained video. Payment Depot's model combines all your monthly fees into a single monthly
subscription ranging from $49 to $199 per month depending on which plan you choose.
You'll also pay lower processing rates with the elimination of the percentage markup.
Your rates will be the interchange rate
plus a per transaction fee that varies between 15 cents and $0.05 per transaction,
depending on your pricing plan. Payment Depot accounts are billed month-to-month.
But you can also save money on your subscription fees by paying them annually. And annual
subscriptions are protected with a 90-day satisfaction guarantee.
So merchants were not satisfied with their service within the first 90 days, will be reimbursed their membership fees.
Which is a pretty fair and reasonable offer!
but the process of choosing a credit card processing company for your small business can be
overwhelming. So many companies, similar services, and a lot of complicated language.
Here at Pay-triot in St.Louis, we've been reviewing credit card processing companies for over 10 years.
So let's walk you through your best option!
Every day, we hear from small business owners, just like you, the same question:
"Which merchant services solution is best for my business?"
Well, there is no simple answer.
We have made a list of the 7 top credit card processing companies,
according to our editorial guidelines. Also at the end of the video, we'll share a little bonus on why
choosing a credit card processing machine really matters.
But before we let the cat out of the bag,
subscribe to our channel and click the bell to get notified when a new video is up! And now in no particular order,
Our sub 7 picks include: Payment Depot -Fattmerchant - Payment Cloud -
National Processing - Square Payments - Dharma Merchant Services and CDG Commerce.
Payment Depot is best known for its use of subscription or its membership based pricing,
which is a spin-off of the interchange plus model. Plus it has a reputation for open honest
sales practices and
excellent customer support, which puts it ahead of many competitors and if you're not sure about
interchange fees, pop over
our interchange fees explained video. Payment Depot's model combines all your monthly fees into a single monthly
subscription ranging from $49 to $199 per month depending on which plan you choose.
You'll also pay lower processing rates with the elimination of the percentage markup.
Your rates will be the interchange rate
plus a per transaction fee that varies between 15 cents and $0.05 per transaction,
depending on your pricing plan. Payment Depot accounts are billed month-to-month.
But you can also save money on your subscription fees by paying them annually. And annual
subscriptions are protected with a 90-day satisfaction guarantee.
So merchants were not satisfied with their service within the first 90 days, will be reimbursed their membership fees.
Which is a pretty fair and reasonable offer!
Best Credit Card Processing Companies: Top 7 Merchant Services
STL CARD PROCESSING COMPANIES THAT MAKE DEALS
We really like Fattmerchant for every business type, but it really shines for e-commerce and
card-not-present
merchants. One of our favorite things we like about this company is its subscription pricing model. With this fee structure, you have
a 0% markup. Known as the new better business bureau in St.louis.
alongside a small per-transaction fee from $0.08 to $0.15. and a larger monthly fee
$99 dollars and up.
But don't let that monthly fee discourage you! That 0% markup saves most small businesses
so much money that it more than pays for the monthly fee.
This is especially true for e-commerce and other card-not-present
business because Fattmerchant does not charge an inflated market on these accounts.
What is more, Fattmerchant is a growing platform that is constantly changing and adding new features.
So the value you get from the service will only grow over time.
It's the top all-in-one payment processor pick because of its versatility,
predictability,
reliability, and value for a wide range of business types.
Payment Cloud
Specializes in setting up merchant accounts for high-risk businesses with a network of third-party
processors and acquiring banks. While it can't always place every merchant,
the company has a higher success rates than many of its company.
best of all Payment Cloud does the extra work required to accept the higher risk account without charging you any
application or account setup fees. like many other high-risk specialists. It doesn't disclose its rates and fees.
So you'll have to talk to the sales team to get your quote. And feel free to do a little negotiating ;)!
Also, they offer retail Merchants a free lease of an EMV compliant credit card terminal. When our
other highly rated processors, Dharma and Stripes, can't take certain high-risk merchants, they recommend Payment Cloud.
Yep! To us, a recommendation from potential competitors in the same industry
carries a great deal of weight!
If you are a merchant looking to save on costs, but still want a full service merchant account,
your best option is National Processing. The company has a great reputation,
few complaints, and quite a bit of praise from customers... Something we don't see often with merchant account providers.
National Processing offers 3 interchange plus rates, depending on the nature of your business.
- Retail:
Interchange + 0.20% + 10 cents per transaction
- Restaurants: interchange + 0.15% + 7 cents per transaction
- ecommerce:
Interchange + 0.30% + 15 cents per transaction me. - eCheck ACH:
$15 a month and as low as 48 cents per transaction. If you are a merchant looking for low cost from a reliable company,
National Processing is a great option for you. Also, don't forget to stay with us till the end as we have
a little bonus for you.
With its free Square reader and simple pricing structure, Square is the most popular processing services on the market.
With its Pay-As-You-Go system,
it allows small businesses that couldn't normally afford a merchant account to actually accept credit cards.
Square keeps costs low by aggregating accounts together, rather than issuing each user a unique merchant ID number.
This means you won't get a true full-service st.louis merchant services account
but you are much more likely to be approved for an account and
quickly.
The trade-off is that there's a much higher chance that your account will be frozen or
terminated without notice if fraud is suspected.
This would be catastrophic to an e-commerce
business where cash is not an option. To sum up, Square is a great option under most circumstances
but use their service with caution. Check out our article for a detailed discussion about whether
Square is a good fit for your business!
Dharma Merchant Services offers a full range of credit card processing services at a fair and reasonable price.
Plus some of the most in-depth and accurate
educational material we've ever seen!
Dharma's fee structure is
transparent. Interchange plus pricing is used exclusively and there are no annual merchant service fees.
This includes opt blue pricing for accepting American Express transactions.
They also don't charge account update fees, early termination fees,
PCI compliant fees, or have a monthly minimum.
Fees that they do charge are fully disclosed on their websites.
This is a company that strives to do the right thing with all its business practices.
There are a few reasons why Dharma is unique in the world of credit card processing, one of which is how to provide
discounted rates for
nonprofits. I highly recommend you to read the article to learn more!
If you run a start-up CDG Commerce can onboard you quickly and let you start processing almost right away.
CDG contracts are month-to-month so you can cancel at any time without penalty.
With all their plans, merchants are offered various aspects of a CDG proprietary
POS system called PastePay that allows for reporting and marketing solutions.
For an additional subscription per month, you can access the full suite of PatePay functionalities.
Lastly, CDG Commerce has eliminated many of the excessive fees that other providers charge,
including account setup fees, PCI compliance fees, and monthly minimums.
Well, with so many amazing features and a great customer support team,
we highly recommend CDG Commerce.
So now: Why your choice of credit card processing machine matters?
It is important for you to know that when picking a machine, not only should you pay attention to the price and basic
functionalities, but also think about hardware and software
compatibility with multiple processors as well!
Planning ahead is key. Now, I know there are so many terms when you are looking at credit card machines such as readers,
terminals
Point-Of-Sale Systems, and payment getaways. And we have a great detail article on that,
the link is below! But what's important for you, is 1st to pick the right
processor and then, pick the hardware! Hit the like button, share this video,
comment and see you soon! Watch our other videos on credit card processing and check out our POS
card-not-present
merchants. One of our favorite things we like about this company is its subscription pricing model. With this fee structure, you have
a 0% markup. Known as the new better business bureau in St.louis.
alongside a small per-transaction fee from $0.08 to $0.15. and a larger monthly fee
$99 dollars and up.
But don't let that monthly fee discourage you! That 0% markup saves most small businesses
so much money that it more than pays for the monthly fee.
This is especially true for e-commerce and other card-not-present
business because Fattmerchant does not charge an inflated market on these accounts.
What is more, Fattmerchant is a growing platform that is constantly changing and adding new features.
So the value you get from the service will only grow over time.
It's the top all-in-one payment processor pick because of its versatility,
predictability,
reliability, and value for a wide range of business types.
Payment Cloud
Specializes in setting up merchant accounts for high-risk businesses with a network of third-party
processors and acquiring banks. While it can't always place every merchant,
the company has a higher success rates than many of its company.
best of all Payment Cloud does the extra work required to accept the higher risk account without charging you any
application or account setup fees. like many other high-risk specialists. It doesn't disclose its rates and fees.
So you'll have to talk to the sales team to get your quote. And feel free to do a little negotiating ;)!
Also, they offer retail Merchants a free lease of an EMV compliant credit card terminal. When our
other highly rated processors, Dharma and Stripes, can't take certain high-risk merchants, they recommend Payment Cloud.
Yep! To us, a recommendation from potential competitors in the same industry
carries a great deal of weight!
If you are a merchant looking to save on costs, but still want a full service merchant account,
your best option is National Processing. The company has a great reputation,
few complaints, and quite a bit of praise from customers... Something we don't see often with merchant account providers.
National Processing offers 3 interchange plus rates, depending on the nature of your business.
- Retail:
Interchange + 0.20% + 10 cents per transaction
- Restaurants: interchange + 0.15% + 7 cents per transaction
- ecommerce:
Interchange + 0.30% + 15 cents per transaction me. - eCheck ACH:
$15 a month and as low as 48 cents per transaction. If you are a merchant looking for low cost from a reliable company,
National Processing is a great option for you. Also, don't forget to stay with us till the end as we have
a little bonus for you.
With its free Square reader and simple pricing structure, Square is the most popular processing services on the market.
With its Pay-As-You-Go system,
it allows small businesses that couldn't normally afford a merchant account to actually accept credit cards.
Square keeps costs low by aggregating accounts together, rather than issuing each user a unique merchant ID number.
This means you won't get a true full-service st.louis merchant services account
but you are much more likely to be approved for an account and
quickly.
The trade-off is that there's a much higher chance that your account will be frozen or
terminated without notice if fraud is suspected.
This would be catastrophic to an e-commerce
business where cash is not an option. To sum up, Square is a great option under most circumstances
but use their service with caution. Check out our article for a detailed discussion about whether
Square is a good fit for your business!
Dharma Merchant Services offers a full range of credit card processing services at a fair and reasonable price.
Plus some of the most in-depth and accurate
educational material we've ever seen!
Dharma's fee structure is
transparent. Interchange plus pricing is used exclusively and there are no annual merchant service fees.
This includes opt blue pricing for accepting American Express transactions.
They also don't charge account update fees, early termination fees,
PCI compliant fees, or have a monthly minimum.
Fees that they do charge are fully disclosed on their websites.
This is a company that strives to do the right thing with all its business practices.
There are a few reasons why Dharma is unique in the world of credit card processing, one of which is how to provide
discounted rates for
nonprofits. I highly recommend you to read the article to learn more!
If you run a start-up CDG Commerce can onboard you quickly and let you start processing almost right away.
CDG contracts are month-to-month so you can cancel at any time without penalty.
With all their plans, merchants are offered various aspects of a CDG proprietary
POS system called PastePay that allows for reporting and marketing solutions.
For an additional subscription per month, you can access the full suite of PatePay functionalities.
Lastly, CDG Commerce has eliminated many of the excessive fees that other providers charge,
including account setup fees, PCI compliance fees, and monthly minimums.
Well, with so many amazing features and a great customer support team,
we highly recommend CDG Commerce.
So now: Why your choice of credit card processing machine matters?
It is important for you to know that when picking a machine, not only should you pay attention to the price and basic
functionalities, but also think about hardware and software
compatibility with multiple processors as well!
Planning ahead is key. Now, I know there are so many terms when you are looking at credit card machines such as readers,
terminals
Point-Of-Sale Systems, and payment getaways. And we have a great detail article on that,
the link is below! But what's important for you, is 1st to pick the right
processor and then, pick the hardware! Hit the like button, share this video,
comment and see you soon! Watch our other videos on credit card processing and check out our POS
SWIPSUM CREDIT CARD PROCESSING COMPETITOR OF PAY-TRIOT REVIEW!
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BLTs breakfast lunch and tacos hit the
st. Louis scene in 2018 Josh Paulista is a first-time restaurateur also a first dealing with credit card processing fees I had no idea my eyes have been opened in so many aspects as a new small business owner lowering credit card processing fees is becoming a priority every penny helps in a small business anybody that can save you some money make it easier for your day it's worth looking into so when he was approached by swipesum a startup company sharing space in the same downtown building he listened more competitive rates and we see with other companies that tell us that it's not possible so it's something we're really looking into once our contract is up we're seriously considering would like to partner with them Michael seaman is swiped some co-founder and CEO we give any business the biggest gift for free so swipe some is the first and most transparent place online for any business to find the best credit card processing solution for their unique business set up at the best price swipe some claims it's service can help small businesses like this one save anywhere from 300 to $3,000 a month larger companies can benefit too. In the St.Louis chamber of commerce we're killing it. we're able to price accounts from the same processor at half the price any of their sales people could because there's no way that they would win the business without pricing it so low and Siemens says merchants may be unaware of what's included in the agreements they sign there are thousands of ways for credit card processing companies to hide margin in their contracts he claimed swiped some specialized software finds the best matches that can save merchants the most money. We even do big number at the St.Louis arch that people don't know. we have a fully custom coded back-end we curate credit card processing companies that would be an ideal solution for that unique business setup after finding the best matches swipe some allows those credit card processors to compete for the merchants business the technology creates a bidding war over the account providing the best rates possible we call it our product in partnership matrix you have one credit card processing company for all of your ways of accepting payments polish just says these days business owners need to be savvy to save now it really is daunting I had no idea getting into this that literally every credit card transaction you have there's a fee involved with that certain cards charge more than others certain companies charge more they're all trying to get your business what's really special about swipe sum is being able to basically do the work that a merchant could have done in you know four to six months in minutes for HEC |
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Photo used under Creative Commons from cafecredit
